:root{--navy:#102b46;--blue:#0879c9;--cyan:#20b7d7;--ink:#172b3d;--muted:#607386;--bg:#f4f8fb;--white:#fff;--line:#e2ebf2;--shadow:0 16px 45px rgba(16,43,70,.10)}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,Arial,sans-serif;color:var(--ink);background:#fff;line-height:1.6}a{color:inherit;text-decoration:none}.container{width:min(1160px,calc(100% - 40px));margin:auto}.topbar{background:var(--navy);color:#dceaf5;font-size:13px}.topbar .container{display:flex;justify-content:space-between;gap:18px;padding:9px 0}.topbar a{color:#fff}.header{position:sticky;top:0;z-index:20;background:#ffffffed;backdrop-filter:blur(12px);border-bottom:1px solid var(--line)}.nav{min-height:78px;display:flex;align-items:center;justify-content:space-between;gap:24px}.brand{display:flex;align-items:center;gap:12px;font-weight:800;letter-spacing:.2px;color:var(--navy);font-size:18px}.brand-mark{width:42px;height:42px;border-radius:13px;background:linear-gradient(135deg,var(--blue),var(--cyan));display:grid;place-items:center;color:white;font-size:22px}.navlinks{display:flex;gap:23px;align-items:center;font-size:14px;font-weight:650}.navlinks a:hover{color:var(--blue)}.nav-actions{display:flex;gap:10px;align-items:center}.lang{border:1px solid var(--line);border-radius:9px;padding:9px 10px;background:#fff;font-weight:700;color:var(--navy)}.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;border:0;border-radius:10px;padding:13px 19px;background:var(--blue);color:#fff;font-weight:750;cursor:pointer;transition:.2s}.btn:hover{background:#0566aa;transform:translateY(-1px)}.btn-outline{background:#fff;color:var(--navy);border:1px solid #cbdbe7}.btn-outline:hover{background:#f0f7fc;color:var(--blue)}.hero{background:radial-gradient(circle at 82% 20%,#d8f3fb 0,transparent 30%),linear-gradient(120deg,#f2f8fc,#eaf4fa);padding:76px 0 70px;overflow:hidden}.hero-grid{display:grid;grid-template-columns:1.08fr .92fr;gap:55px;align-items:center}.eyebrow{display:inline-flex;align-items:center;gap:8px;color:var(--blue);font-size:13px;font-weight:800;letter-spacing:1px;text-transform:uppercase}.eyebrow:before{content:'';width:25px;height:2px;background:var(--cyan)}h1{font-size:clamp(36px,5vw,58px);line-height:1.08;letter-spacing:-1.8px;color:var(--navy);margin:17px 0 20px}h2{font-size:clamp(28px,3.5vw,40px);line-height:1.15;color:var(--navy);letter-spacing:-.8px;margin:0 0 16px}h3{color:var(--navy);line-height:1.25;margin:0 0 10px}.lead{font-size:18px;color:#526a7e;max-width:610px}.hero-buttons{display:flex;gap:12px;flex-wrap:wrap;margin:28px 0}.trustline{display:flex;gap:22px;flex-wrap:wrap;color:#486176;font-size:13px;font-weight:650}.trustline span:before{content:'✓';color:#0b9c80;font-weight:900;margin-right:7px}.hero-art{min-height:390px;border-radius:28px;background:linear-gradient(145deg,#0d3c61,#0879c9 58%,#20b7d7);box-shadow:var(--shadow);position:relative;overflow:hidden;padding:30px;color:#fff;display:flex;flex-direction:column;justify-content:space-between}.hero-art:before,.hero-art:after{content:'';position:absolute;border:1px solid #ffffff35;border-radius:50%;width:310px;height:310px;right:-80px;top:-80px}.hero-art:after{width:220px;height:220px;right:10px;top:25px}.art-icon{font-size:94px;position:relative;z-index:1;align-self:flex-end;filter:drop-shadow(0 12px 12px #00233c66)}.art-card{position:relative;z-index:2;background:#ffffffed;color:var(--navy);border-radius:17px;padding:19px 20px;max-width:280px;box-shadow:0 12px 30px #00233c30}.art-card strong{display:block;font-size:25px}.art-card small{color:var(--muted)}.section{padding:78px 0}.section-soft{background:var(--bg)}.section-head{max-width:680px;margin-bottom:34px}.section-head p{color:var(--muted);margin:0}.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.service-card{border:1px solid var(--line);border-radius:17px;padding:24px;background:#fff;transition:.2s;min-height:220px}.service-card:hover{transform:translateY(-4px);box-shadow:var(--shadow);border-color:#b9d9ee}.service-icon{width:48px;height:48px;border-radius:14px;background:#e8f5fc;display:grid;place-items:center;font-size:24px;margin-bottom:17px}.service-card p{color:var(--muted);font-size:14px;margin:0 0 16px}.more{color:var(--blue);font-weight:750;font-size:14px}.stats{display:grid;grid-template-columns:repeat(4,1fr);gap:14px}.stat{padding:23px;border-radius:15px;background:#fff;border:1px solid var(--line)}.stat strong{display:block;color:var(--blue);font-size:30px;line-height:1.2}.stat span{color:var(--muted);font-size:13px}.two-col{display:grid;grid-template-columns:1fr 1fr;gap:55px;align-items:center}.checklist{list-style:none;padding:0;margin:22px 0}.checklist li{padding:9px 0;color:#455d70}.checklist li:before{content:'✓';color:#079b80;font-weight:900;margin-right:10px}.feature-panel{background:var(--navy);color:#fff;border-radius:23px;padding:34px}.feature-panel h2,.feature-panel h3{color:#fff}.feature-panel p{color:#c8d9e7}.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.step{padding:24px;background:#fff;border:1px solid var(--line);border-radius:16px}.step-num{color:var(--cyan);font-size:30px;font-weight:850}.faq{max-width:850px}.faq details{border-bottom:1px solid var(--line);padding:18px 0}.faq summary{cursor:pointer;color:var(--navy);font-weight:750}.faq p{color:var(--muted)}.cta{background:linear-gradient(110deg,#0e3658,#0879c9);color:#fff;padding:52px;border-radius:24px;display:flex;justify-content:space-between;align-items:center;gap:24px}.cta h2{color:#fff;margin:0 0 8px}.cta p{color:#d4e6f3;margin:0}.cta .btn{background:#fff;color:var(--navy)}.form-wrap{background:#fff;border:1px solid var(--line);border-radius:18px;padding:26px;box-shadow:var(--shadow)}.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:13px}.field{width:100%;padding:14px;border:1px solid #d8e4ec;border-radius:10px;font:inherit}.field:focus{outline:2px solid #a6d9f5;border-color:var(--blue)}.form-grid .full{grid-column:1/-1}.form-note{font-size:12px;color:var(--muted)}.footer{background:#0c2238;color:#c4d5e2;padding:55px 0 25px}.footer-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:35px}.footer h3{color:#fff}.footer a{display:block;margin:7px 0;color:#c4d5e2;font-size:14px}.footer-bottom{border-top:1px solid #ffffff20;margin-top:35px;padding-top:20px;font-size:12px;color:#91a8ba}.breadcrumbs{padding:20px 0;color:#8294a3;font-size:13px}.page-hero{padding:46px 0 55px;background:linear-gradient(120deg,#f2f8fc,#eaf4fa)}.page-hero h1{font-size:clamp(34px,4.4vw,50px)}.page-content{display:grid;grid-template-columns:minmax(0,1fr) 340px;gap:40px}.content-card{border:1px solid var(--line);border-radius:18px;padding:28px}.content-card p,.content-card li{color:#536b7d}.sidebar{position:sticky;top:110px;align-self:start}.floating{position:fixed;right:20px;bottom:20px;z-index:30;display:flex;flex-direction:column;gap:10px}.float-btn{width:54px;height:54px;border-radius:50%;display:grid;place-items:center;color:white;font-size:23px;box-shadow:0 8px 22px #102b4633}.wa{background:#20b96b}.call{background:var(--blue)}.mobile-menu{display:none}.notice{background:#fff8e7;border:1px solid #f2dfac;color:#775d1a;padding:12px 15px;border-radius:10px;font-size:13px;margin-top:15px}
@media(max-width:900px){.navlinks{display:none}.hero-grid,.two-col,.page-content{grid-template-columns:1fr}.hero-art{min-height:300px}.cards{grid-template-columns:repeat(2,1fr)}.stats{grid-template-columns:repeat(2,1fr)}.sidebar{position:static}.footer-grid{grid-template-columns:1fr 1fr}.cta{padding:35px;display:block}.cta .btn{margin-top:20px}}
@media(max-width:600px){.container{width:min(100% - 28px,1160px)}.topbar .container{font-size:11px}.topbar .container span:last-child{display:none}.nav{min-height:68px}.brand{font-size:15px}.brand-mark{width:37px;height:37px}.nav-actions .btn{display:none}.hero{padding:48px 0}.hero-grid{gap:30px}.hero-art{min-height:260px;padding:22px}.art-icon{font-size:70px}.section{padding:55px 0}.cards,.steps{grid-template-columns:1fr}.stats{gap:9px}.stat{padding:16px}.stat strong{font-size:25px}.form-grid{grid-template-columns:1fr}.form-grid .full{grid-column:auto}.footer-grid{grid-template-columns:1fr}.cta{padding:27px}.trustline{gap:10px}.hero-buttons .btn{width:100%}}
.lang-kz{display:none}html[lang="kz"] .lang-ru{display:none}html[lang="kz"] .lang-kz{display:block}

/* Top animated benefits ticker */
.ticker{height:40px;overflow:hidden;background:#0879c9;color:#fff;display:flex;align-items:center;position:relative;z-index:25}
.ticker-track{display:flex;width:max-content;animation:ticker-scroll 38s linear infinite;will-change:transform}
.ticker-group{display:flex;align-items:center;flex-shrink:0;gap:34px;padding-right:34px;white-space:nowrap;font-size:12px;font-weight:750;letter-spacing:.15px}
.ticker-group span{display:inline-flex;align-items:center;gap:8px}
.ticker-group span::first-letter{color:#b9f1ff}
.ticker-kz{display:none}
html[lang="kz"] .ticker-ru{display:none}
html[lang="kz"] .ticker-kz{display:flex}
.ticker:hover .ticker-track{animation-play-state:paused}
@keyframes ticker-scroll{from{transform:translateX(0)}to{transform:translateX(-50%)}}
@media(max-width:600px){.ticker{height:36px}.ticker-group{font-size:11px;gap:22px;padding-right:22px}.ticker-track{animation-duration:32s}}
@media(prefers-reduced-motion:reduce){.ticker-track{animation:none}}